Fortlake Asset Management Limited ABN 30 643 640 939 is the Liquidity Manager, under the leadership of Dr Christian Baylis. Christian is a highly regarded Australian-based manager with broad experience across global fixed income and derivatives strategies, having worked previously at UBS Asset Management and the Reserve Bank of Australia (RBA). Christian has over 21 years’ experience in fixed income and holds a PhD in Econometrics.

Fortlake Asset Management Limited ABN 30 643 640 939 is the Liquidity Manager, under the leadership of Dr Christian Baylis. Christian is a highly regarded Australian-based manager with broad experience across global fixed income and derivatives strategies, having worked previously at UBS Asset Management and the Reserve Bank of Australia (RBA). Christian has over 21 years’ experience in fixed income and holds a PhD in Econometrics.

Blossom is the Threshold Manager. For more information on the key service providers, please read the [PDSs](https://www.blossomapp.co.nz/documents). 

Who is the Blossom Fund managed by?

Can I get a proof of balance statement?

Can I get an account statement?

Can I invest in Blossom Save, Blossom Plus and Blossom Grow?

Can I invest in both Blossom Save and Blossom Plus?

Does Blossom operate under an Australian Financial Services License (AFSL)?

How does Blossom target a fixed p.a. return?

Is Blossom a bank?

Is Blossom regulated by ASIC?

Is investing in fixed income the same as investing in the stock market or ETFs?

Is it a passive investing app?

Is my capital guaranteed?

Is the Blossom Fund audited?

Is there currency risk?

Is there risk involved in my investment?

What currency will I invest in?

What do you mean by savings & earnings?

What does investment grade mean?

What if the Blossom Fund makes less than the targeted returns for Blossom Save, Plus or Grow?

What is a fixed income fund?

What is Blossom’s Threshold Management and Underwriting Agreement?

What is my investment? What do I own?

What is the difference between Blossom Save and Blossom Plus investment strategies?

What is the difference between the Blossom Save, Blossom Plus and Blossom Grow’s features?

What is the key difference in risk between Blossom Save, Blossom Plus and Blossom Grow?

What is the Product Disclosure Statement (PDS)?

What is the relationship between JP Morgan and Blossom?

Why can’t I invest in fixed income investments myself? Why do I need Blossom?

Why have I not been seeing my earnings grow?

Investing with Blossom

Blossom App

Answers are general in nature only and do not take into account your personal objectives, financial situation or needs. Refer to the [PDSs](https://www.blossomapp.com/documents), [TMDs](https://www.blossomapp.com/documents) and [FAQs](https://www.blossomapp.com/documents) for further information.

Who is the Blossom Fund managed by?

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