A product disclosure statement (PDS) is an important document that contains information about Blossom including the product’s key features and benefits, significant risks, and the complaints handling procedure (among other things).

A product disclosure statement (PDS) is an important document that contains information about Blossom including the product’s key features and benefits, significant risks, and the complaints handling procedure (among other things).

You should read the [PDSs](https://www.blossomapp.com/documents) in full before deciding to open a Blossom account and start saving (in legal terms, paying to acquire interests in the Fund, hold your savings in your Account and whether to withdraw). Applications may only be made pursuant to the [PDSs](https://www.blossomapp.com/documents). You can also find our [PDSs](https://www.blossomapp.com/documents) on our web, iOS or Android app.

You will receive a copy of the [PDSs](https://www.blossomapp.com/documents) (or get access to them) when you sign-up with Blossom. Later versions will be provided to you as well.

What is the Product Disclosure Statement (PDS)?

What is my Blossom account number?

Why can’t I invest in fixed income investments myself? Why do I need Blossom?

Can I invest in Blossom Save, Blossom Plus and Blossom Grow?

What is the past performance of the Blossom Fund?

Is my capital guaranteed?

Why have I not been seeing my earnings grow?

What is Blossom’s APIR code?

Is Blossom regulated by ASIC?

Can I get a proof of balance statement?

Can I get an account statement?

Does Blossom operate under an Australian Financial Services License (AFSL)?

How does Blossom target a fixed p.a. return?

Is Blossom a bank?

Is investing in fixed income the same as investing in the stock market or ETFs?

Is it a passive investing app?

Is there risk involved in my investment?

What do you mean by savings & earnings?

What does investment grade mean?

What if the Blossom Fund makes less than the targeted returns for Blossom Save, Plus or Grow?

What is a fixed income fund?

What is Blossom’s Threshold Management and Underwriting Agreement?

What is my investment? What do I own?

What is the difference between the Blossom Save, Blossom Plus and Blossom Grow investment strategies?

What is the difference between the Blossom Save, Blossom Plus and Blossom Grow’s features?

What are the key differences in risk between Blossom Save, Blossom Plus and Blossom Grow? 

What is the relationship between JP Morgan and Blossom?

Who is the Blossom Fund managed by?

Investing with Blossom

Blossom App

Answers are general in nature only and do not take into account your personal objectives, financial situation or needs. Refer to the [PDSs](https://www.blossomapp.com/documents), [TMDs](https://www.blossomapp.com/documents) and [FAQs](https://www.blossomapp.com/documents) for further information.

What is the Product Disclosure Statement (PDS)?

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What is the Product Disclosure Statement (PDS)?

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