No, Blossom is providing you access to fixed income investment returns through the Blossom Fund. For more information on fixed income, keep reading the FAQs, PDSs and TMDs.

No, Blossom is providing you access to fixed income investment returns through the Blossom Fund. For more information on fixed income, keep reading the [FAQs, PDSs and TMDs](https://www.blossomapp.com/documents).

Is Blossom a bank?

Can I get a proof of balance statement?

Can I get an account statement?

Does Blossom operate under an Australian Financial Services License (AFSL)?

How does Blossom target a fixed p.a. return?

Is investing in fixed income the same as investing in the stock market or ETFs?

Is it a passive investing app?

Is there risk involved in my investment?

What do you mean by savings & earnings?

What does investment grade mean?

What if the Blossom Fund makes less than the targeted returns for Blossom Save, Plus or Grow?

What is a fixed income fund?

What is Blossom’s Threshold Management and Underwriting Agreement?

What is my investment? What do I own?

What is the difference between the Blossom Save, Blossom Plus and Blossom Grow investment strategies?

What is the difference between the Blossom Save, Blossom Plus and Blossom Grow’s features?

What are the key differences in risk between Blossom Save, Blossom Plus and Blossom Grow? 

What is the Product Disclosure Statement (PDS)?

What is the relationship between JP Morgan and Blossom?

Who is the Blossom Fund managed by?

Why can’t I invest in fixed income investments myself? Why do I need Blossom?

Is Blossom regulated by ASIC?

Can I invest in Blossom Save, Blossom Plus and Blossom Grow?

What is the past performance of the Blossom Fund?

What is my Blossom account number?

What is Blossom’s APIR code?

Why have I not been seeing my earnings grow?

Is my capital guaranteed?

Investing with Blossom

Blossom App

Answers are general in nature only and do not take into account your personal objectives, financial situation or needs. Refer to the [PDSs](https://www.blossomapp.com/documents), [TMDs](https://www.blossomapp.com/documents) and [FAQs](https://www.blossomapp.com/documents) for further information.

Is Blossom a bank?

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Is Blossom a bank?

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