For Blossom Save, Blossom’s Fund Manager actively manages a diversified portfolio primarily consisting of high-quality corporate securities, with a focus on delivering consistent income and inflation protection, while maintaining higher liquidity buffers to support daily access.

For Blossom Save, Blossom’s Fund Manager actively manages a diversified portfolio primarily consisting of high-quality corporate securities, with a focus on delivering consistent income and inflation protection, while maintaining higher liquidity buffers to support daily access.

Blossom Plus is designed to help your funds work harder. Because withdrawals are processed quarterly rather than daily, Blossom’s Fund manager has greater flexibility in how the portfolio is managed to target higher returns, which may include differences in duration and investment complexity.

Blossom Grow has a 12-month fixed term before withdrawals are processed. This longer timeframe allows for further flexibility in managing liquidity buffers and portfolio duration within a diversified fixed-income strategy. This structural flexibility supports the portfolio to target a higher return.

What is the difference between Blossom Save and Blossom Plus investment strategies?

Why have I not been seeing my earnings grow?

Is my capital guaranteed?

Can I invest in Blossom Save, Blossom Plus and Blossom Grow?

Can I get an account statement?

Does Blossom operate under an Australian Financial Services License (AFSL)?

How does Blossom target a fixed p.a. return?

Can I invest in both Blossom Save and Blossom Plus?

Can I get a proof of balance statement?

Is Blossom regulated by ASIC?

What is the Product Disclosure Statement (PDS)?

Who is the Blossom Fund managed by?

Is the Blossom Fund audited?

What is the relationship between JP Morgan and Blossom?

Is investing in fixed income the same as investing in the stock market or ETFs?

What if the Blossom Fund makes less than the targeted returns for Blossom Save, Plus or Grow?

What does investment grade mean?

What is Blossom’s Threshold Management and Underwriting Agreement?

Is there risk involved in my investment?

What do you mean by savings & earnings?

Is Blossom a bank?

Is it a passive investing app?

Why can’t I invest in fixed income investments myself? Why do I need Blossom?

What is the difference between the Blossom Save, Blossom Plus and Blossom Grow’s features?

What is my investment? What do I own?

What is a fixed income fund?

What is the key difference in risk between Blossom Save, Blossom Plus and Blossom Grow?

What currency will I invest in?

Is there currency risk?

Investing with Blossom

Blossom App

Answers are general in nature only and do not take into account your personal objectives, financial situation or needs. Refer to the [PDSs](https://www.blossomapp.com/documents), [TMDs](https://www.blossomapp.com/documents) and [FAQs](https://www.blossomapp.com/documents) for further information.

What is the difference between Blossom Save and Blossom Plus investment strategies?

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What is the difference between Blossom Save and Blossom Plus investment strategies?

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