Led by an expert team, Blossom uses a diversified and sophisticated strategy including (direct and indirect) investments in corporate and government bonds, mortgage-backed securities, cash and more. Through targeting investment grade and highly liquid instruments, experts decide where and how to spread the risk to achieve the highest possible return within the investment strategy. For more information on our targeted returns and strategy, please read the PDSs and TMDs.

Led by an expert team, Blossom uses a diversified and sophisticated strategy including (direct and indirect) investments in corporate and government bonds, mortgage-backed securities, cash and more. Through targeting investment grade and highly liquid instruments, experts decide where and how to spread the risk to achieve the highest possible return within the investment strategy. For more information on our targeted returns and strategy, please read the [PDSs and TMDs](https://www.blossomapp.co.nz/documents).

How does Blossom target a fixed p.a. return?

Why have I not been seeing my earnings grow?

Is my capital guaranteed?

Can I invest in Blossom Save, Blossom Plus and Blossom Grow?

Can I get an account statement?

Does Blossom operate under an Australian Financial Services License (AFSL)?

Can I invest in both Blossom Save and Blossom Plus?

Can I get a proof of balance statement?

Is Blossom regulated by ASIC?

What is the Product Disclosure Statement (PDS)?

Who is the Blossom Fund managed by?

Is the Blossom Fund audited?

What is the relationship between JP Morgan and Blossom?

Is investing in fixed income the same as investing in the stock market or ETFs?

What if the Blossom Fund makes less than the targeted returns for Blossom Save, Plus or Grow?

What does investment grade mean?

What is Blossom’s Threshold Management and Underwriting Agreement?

Is there risk involved in my investment?

What do you mean by savings & earnings?

Is Blossom a bank?

Is it a passive investing app?

Why can’t I invest in fixed income investments myself? Why do I need Blossom?

What is the difference between the Blossom Save, Blossom Plus and Blossom Grow’s features?

What is my investment? What do I own?

What is a fixed income fund?

What is the difference between Blossom Save and Blossom Plus investment strategies?

What is the key difference in risk between Blossom Save, Blossom Plus and Blossom Grow?

What currency will I invest in?

Is there currency risk?

Investing with Blossom

Blossom App

Answers are general in nature only and do not take into account your personal objectives, financial situation or needs. Refer to the [PDSs](https://www.blossomapp.com/documents), [TMDs](https://www.blossomapp.com/documents) and [FAQs](https://www.blossomapp.com/documents) for further information.

How does Blossom target a fixed p.a. return?

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How does Blossom target a fixed p.a. return?

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